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Practically Speaking

Kyle and her husband moved to Brookfield in 1986. She became active in local politics and started blogging in 2004. Her focus is primarily on local issues but often includes state and national topics, too. Kyle looks at things from the taxpayers' perspective in a creative, yet down to earth way, addressing them from a practical point of view.

Health insurance in the private sector

 
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Here's the info you asked me for.  It applies to full time EE's  See the above for the plan summaries.

Premiums are deducted from every paycheck (26 times a year).
EE only:  $49.85   EE and spouse:  $118.15    EE and dependents:  $91.85       EE, spouse and dependents:  $160.15
The EE and categories includes coverage for domestic partner and/or domestic partner's children.

There is also a BCBS WI PPO plan.  Sorry I couldn't find what the coverage is but I believe you pay a $30 copay or coinsurance up to an annual out-of-pocket maximum and then the plan pays 100%.
The premiums for that are:
EE only:  $85.38  EE and spouse:  $202.15   EE and dependents:  $156.92   EE, spouse and dependents:  $274.15


Delta Dental Standard:  EE only $5.25   EE and spouse:  $9.92   EE and dependents $13.07   EE, spouse and dependents:  $17.74
Delta Dental Enhanced:             $7.16                            $18.87                               $24.86                                               $33.74

Vision:
VSP  EE only $1.99   EE and spouse:  $5.43   EE and dependents $5.08   EE, spouse and dependents:  $8.00
Spectera        $1.22                             $2.55                                $2.34                                               $5.10
EyeMed         $0.96                             $3.38                                $3.38                                               $5.19

Hope that helps.  We also pay for long term disability, accidental death & dismemberment, long term care (optional coverage).

Let me know if you have any questions.
Love Pix #1

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